The 5 BEST Credit Cards For Beginners in 2020
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The 5 BEST Credit Cards For Beginners in 2021
Welcome to FrankLegend.com where we review viral content that has gone viral. Today we will learn about which credit cards you can get in 2021 without any Credit Card experience what so ever.
1. The Discover It Secured Credit Card
This card is on the number 1 spot because for starters this card has NO ANNUAL FEE. Discover allows you to monitor your FICO score for free on their platform, so you can keep track of how your score is improving over time. You will also get 2% cash back on restaurants and gas stations up to the first $1000. Ask yourself, Do you want 2% Off Anything you buy? If the answer is yes than be sure to check this out.Â
2. The Petal 1 Visa Credit Card
Petal 1 doesn’t view your credit score, but instead they look at your banking history. Your Cash Score shows your creditworthiness and can help you qualify for more credit. They also offer anywhere from 2-10% back on select merchants and their mobile interface helps you better understand how much you spend. And of course it also has NO ANNUAL FEE.
3. The Apple Credit Card
This card isn’t meant to be your FIRST credit card ever, due to the fact that you need a credit score of more than 600 to qualify for an Apple Card.  If you do have the opportunity to get this card however, they will give you DAILY cash back when you use the Apple Card with Apple Pay. You’ll also get 3% cash back on Apple Products and select merchants. Like the others – NO ANNUAL FEE and their app is also for tracking expenses, and learning good financial habits.
4. Bank of America Cash Rewards Card
First to get this card you have to be in good standing with your credit history to apply. Bank of America will then give you a $200 cash bonus when you spend $1000 on the credit card within the first 90 days. You’ll also get 3% cash back on the category of your choice and 1% cash back on everything else. You can also get a $200 Cash bonus when you spend $1000 in the first 90 days. Lastly they will give you 12 months free of 0% interest.
5. Chase Freedom Flex Credit Card
To start off, you might need a good credit score to get this card. However if you do get this card Chase Freedom will give you a $200 bonus when you spend only $500 on purchases within the first 3 months. You’ll also earn 5% cash back on grocery store purchases up to $12,000 spent in the first year. Chase Freedom will also offer you 5% cash back on up to $1500 worth of bonus categories. All with NO ANNUAL FEE.Â
Final Thoughts
The concept of credit cards is strange. You need to have credit history in order to get a credit card but you need a credit card to get credit history. Weird.
Thankfully you now have more options to choose from when it comes to getting your first credit card or a new addition. If you are looking to learn more about credit cards and debt and other financially related topics please take a look at one of our partners from “What lies in your debt.com”. They have some great information about your debt history and how to be financially savvy.
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Victor Paredes
Victor Paredes is a contributor at FrankLegend.com and is based in Brooklyn. For inquiries reach out via email at victorhugoparedesx@gmail.com
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